SBI shows strength with decent numbers. For HDFC Bank, again, I think it is all about the next couple of quarters in terms of how much of a recovery they can exhibit, specifically in terms of deposit growth. M&M's SUV market share and farm equipment solutions market are positive, but tractor de-growth is a concern. Mahindra & Mahindra's farm equipment business may recover with normalised monsoons. Yes Bank's recovery remains uncertain.