The alignment of Christmas with Monday will lead to the nationwide closure of banks, with branches shutting down for a duration of up to five days. The Reserve Bank of India (RBI) classifies these bank holidays under the Negotiable Instruments Act of 1881. In addition to the closure, the RBI has introduced new UPI transaction limits and modified rules for e-mandates related to recurring payments. While physical bank branches will be closed, online banking services will remain operational, providing access to various tasks through mobile and internet banking.