About 20 pc of 51 crore Jan Dhan accounts inoperative: MoS Finance

As per the Reserve Bank of India (RBI) guidelines, a savings as well as current account should be treated as inoperative/dormant, if there are no customer-induced transactions in the account for over a period of two years. The reasons for the account turning inoperative can be many and it has no direct co-relation to the account-holder being untraceable.

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