You can't prematurely withdraw 5-year post office FD before 4-years
The finance ministry has revised the rules for post office time deposits (POTD) recently. One of the major change in the rules is that five-year post office FD cannot be prematurely withdrawn before it completes 4 years from the date of deposit. Earlier, rules allowed the breaking of POTD after it completed 6 months from the date of deposit.
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