ETMarkets Smart Talk: Retail investors chasing crorepati dream? SIP flows may cross Rs 20K cr per month in 2024: Pankaj Pandey

"In the mutual fund portfolio, the best-performing fund of the year 2023 may not be the best-performing fund in 2024. Therefore, it is important to not chase the best-performing fund and invest based on the individual fund’s portfolio positioning and the fund manager’s experience of managing volatility as the year 2024 may be volatile."

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