ICICI Bank reported a 36% increase in net profit to ₹10,261 crore in the second quarter, driven by loan growth and higher fee income. Total advances grew by 18% year-on-year, with retail loans accounting for 54% of the total loan portfolio. Business banking loans and loans to small and medium enterprises also saw significant growth. The bank's asset quality remained stable, with the gross non-performing asset ratio declining to 2.48% from 3.19% a year ago. Despite some slippages in the retail loan segment, the bank does not anticipate any extraordinary risk build-up.