Aditya Agarwal, Co-Founder of Wealthy.in, discusses the decision to pick stocks individually or trust a professional fund manager. He highlights the importance of sector-specific investing and the potential for outsized returns, while also acknowledging the risks involved. Agarwal advises investors to conduct their own research and make sector-specific calls if they have the time and skill set, but recommends relying on a fund manager if they lack these resources.