Ashish Shanker, MD and CEO of Motilal Oswal Wealth, does not plan to retire early. His portfolio is 100% equities, with his largest holding in Motilal Oswal shares. He copes with volatility by not looking at his portfolio. He keeps a six-month emergency corpus in his savings account. Shanker believes in diversification for most clients but takes a different approach for high net-worth individuals (HNIs), advising them to put extra funds in equities. He convinced his parents to put all their money into equities. He rents his home and does not have any loans. Shanker believes in spending and being ambitious in one's career. He does not believe in financial freedom and plans to work more. He had a successful investment in a portfolio that grew to INR 1 crore. Shanker does not time the market and uses equity mutual funds as a liquid fund. He recently bought a Mercedes E-class, but believes in not living above one's means.