HDFC Pension’s Sriram Iyer on 4 key benefits of NPS as a retirement investment product
The National Pension Scheme (NPS) is a low-cost, actively managed retirement product with tax advantages, flexibility, and long-term investment benefits. According to CEO of HDFC Pension Management, Sriram Iyer, the fully loaded cost of NPS is between 3 bps and 9 bps per annum, compared to other actively managed funds which typically charge between 1% and 2%. Additionally, the government offers attractive tax benefits for investing in NPS.
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