Andrew Holland expects earnings to improve in the second half of the year for the Indian market, boosted by decreased input prices for raw materials, metals, and oil, along with increased government and private spending for the capital expenditure. He is optimistic about the banking sector and believes the banking index will take the lead in pushing the financial sector higher in India. While he does not recommend buying NBFCs, he sees potential in the premiumisation of beverage consumption and is keen on investing in the electronics industry.