In 2015, the Bill and Melinda Gates Foundation's goal was to implement a fully digital payment system in India and other developing countries by 2018. At a 2015 forum in Washington, DC, Bill Gates remarked, 'We have very significant efforts in Nigeria, Pakistan and India, (and) a dozen other countries, where we work with the central banks to make sure that the right kind of transaction switch is available', showing...a close relationship with Reserve Bank of India (RBI).