Mothers face gender disparity and artificial barriers in the financial world, preventing them from taking control of their money. To overcome this, mothers should be helped with financial lessons and be given easy access to free financial tools. They should prioritise making sure they have enough money for their child's education and are not dependent on their children for retirement. Mothers should set financial goals, build an emergency fund, create a retirement fund, and prioritise life and health insurance. Investment options such as mutual funds are a popular choice as they offer varying degrees of risk and returns. However, financial literacy remains a major challenge among mothers.