NRIs living in 10 countries can now access UPI using their international mobile numbers for their NRE or NRO bank accounts. This means non-resident Indians will no longer require an Indian phone number to access UPI. PayNearby co-founder Yashwant Lodha said the move is a “game changer” and will allow a “seamless, beautiful experience”. However, an international phone number must be linked to the account to ensure high safety in the linking process with no additional charges to users.