Facilitating growth will be the theme of Budget over next couple of years: Keki Mistry, HDFC

“One must understand that housing loans are for 13 years or 15 years and over that period of time, rates will go up and come down. It does not make too much economic difference whether you take a loan at the time when rates are higher or low because if they are high now they will come down, if they are low today they will go up at some point in time."

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