"The self-employed and MSME segments have traditionally been underserved, resulting in a significant credit gap. However, with increasing digitisation, robust digital public goods infrastructure, and a new data ecosystem powered by credit bureaus, Aadhaar, GST, and account aggregator coming into play, we should witness the lending industry expanding to reach credit-starved segments like MSMEs," said Paisabazaar co-founder and CEO Naveen Kukreja.